Friday, May 31, 2019

Adam Wolf 6A-Identifying Opportunities in Economic and Regulatory Trends


Opportunity 1 (economic)
I found an economic opportunity last year while talking to classmates at the University of Florida.  I believe there is an opportunity to help college students with finances and debt independent of the government.  Students explained to me how difficult it is to pay back student debt and the troubles they must go through with finances.  I could create some type of private investment program that raises money for college students and the student have an easier task of removing student debt.  The typical customer is a college student paying for their college education.  This opportunity would be difficult to create because investment firms are a risky business to start.  The permits and requirements would also be hard to obtain.  I think my attitudes helped me see this opportunity over others because I always look for solutions.  I only realized this opportunity after reflecting on the past school year to make those connections. 

Opportunity 2 (economic)
I discovered an economic opportunity last year while cleaning this summer.  There is a need to implement a used school supplies renting program.  After talking with middle, high school, and college students, most wish for a program where they can rent binders and calculators without having to purchase these materials.  This opportunity would be like a textbook rental program but would include all school supplies.  Students, teachers, and professors would be typical customers of this opportunity.  This opportunity would be easy to exploit because the costs would be minimal.  People can check out their supplies for a specified time at a low cost and return the items when done for another individual to rent.  I developed a belief for this opportunity when I was cleaning out old school supplies that I no longer needed but was still in great condition.  My interviews with students of all levels strengthened my belief that this need exists. 


Opportunity 3 (regulatory)
A regulatory opportunity exists in my county and the surrounding counties as a result of the current environmental conditions.  For the past month now, we have been in a severe drought.  Grass is brown and dead, and the forests are dry.  These conditions can lead to explosive fire growth; therefore, agencies have enforced burn ban restrictions.  I am seeing piles of yard debris because residents are not allowed to burn their trash.  There is a need for low cost additional trash collection during dry times to prevent fires and reduce the number of sitting yard trash piles.  The typical customers for this opportunity are people who doing their own yard work and have yard debris.  This opportunity would be easy to exploit because the logistics are not too complex.  I saw this opportunity because many people in my neighborhood are affected by this drought and I questioned why their branch piles were accumulating.  In other words, I was directly exposed the need, which help me realize the opportunity. 


Opportunity 4 (regulatory)
A regulatory opportunity exists on the coasts of Florida due to the red tide.   The red tide is a toxic algae bloom that deprives sea creatures of oxygen because the algae uses it up.  Red tides decrease fish populations, thus causing agencies to regulate fishing rules to preserve species.  For example, red drum on the west coast of Florida are currently catch and release only.  This problem affects the fishing industry because people choose not to spend money if it’s guarantee they can’t keep any fish.  There is a need to solve the red tide problem by target the sources of runoff pollution from land.  The likely customer of this opportunity is fishermen, county officials, and tourists.  This opportunity would be difficult to exploit because it would require passing new regulation laws, which is a long process.  I realized this need in the news by understand the extent of this opportunity because it affects my community directly.  I firsthand see the impacts and desires to solve this need. 


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